Independent Advice on Pensions, Investments, Mortgages and Life Assurance

Credit Crunch Should Not Prevent Financial Planning

The first few months of 2008 have seen dramatic events in the financial markets with mortgage lenders withdrawing mortgage offers and poor performance across many investment sectors.

Don’t Panic

As independent financial advisers Daly Harvey Morfitt has seem similar market fluctuations in the past and our advice remains the same:

• If you have money to invest keeping it under the mattress is never the right answer. Take advice on what options are available in the current market conditions.
• If you are approaching retirement get help to understand your pension options.
• Organise your estate through effective inheritance tax planning to ensure your family, rather than the tax man benefits.
• Keep track of your life assurance policies – are the benefits they offer keeping up with inflation or have your personal circumstances changed since you first took the policy out?
• Always take independent financial advice from qualified professionals.

Take Advice

Contact Daly Harvey Morfitt now to arrange a full financial review, to discuss your retirement plans or make inroads into estate planning.

Read more:
Retirement planning
Saving and investment strategies
Mortgages
Inheritance tax planning
Protection for yourself and your family